Privacy Policy

 

Privacy Policy

Last updated: July 17, 2026

This Privacy Policy applies to the mobile application CashLoan - Loan EMI Calculator ("the App", "we", "us", or "our"). This page informs users about our policies regarding the collection, use, and disclosure of information when using our App.

By using the App, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

The App is a calculator application. All calculations (loan EMI, interest, savings, converters, etc.) are performed on your device using the values you enter. We do not collect, store, or transmit the financial values you enter into the calculators to our servers.

However, the App uses third-party services that may automatically collect certain information, including:

  • Device information (device model, operating system version, unique device identifiers such as advertising ID)
  • IP address and approximate (coarse) location derived from IP
  • App usage data, such as screens visited, session duration, and interactions
  • Crash logs and performance diagnostics

2. Third-Party Services

The App uses the following third-party services, which may collect information used to identify you:

These third parties process data in accordance with their own privacy policies. We encourage you to review them.

3. How We Use Information

  • To provide and maintain the App's features
  • To display advertisements that support the free use of the App
  • To analyze usage patterns and improve the App's performance and user experience
  • To detect, diagnose, and fix crashes and technical issues

4. Advertising and Personalization

The App displays ads served by Google AdMob and its mediation partners. Depending on your region and device settings, ads may be personalized based on your interests. You can opt out of personalized advertising through your device settings:

  • Android: Settings → Google → Ads → Delete advertising ID / Opt out of Ads Personalization
  • iOS: Settings → Privacy & Security → Tracking, and Settings → Privacy & Security → Apple Advertising

On iOS, the App uses Apple's App Tracking Transparency (ATT) framework. Personalized tracking occurs only if you grant permission through the ATT prompt.

5. Data Retention

We do not store your calculator inputs on any server. Calculation history, if available in the App, is stored locally on your device and can be deleted by you at any time from within the App or by uninstalling the App. Data collected by third-party services is retained according to their respective policies.

6. Data Security

We value your trust and strive to use commercially acceptable means of protecting information. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Children's Privacy

The App is not directed at children under the age of 13 (or the equivalent minimum age in your jurisdiction). We do not knowingly collect personally identifiable information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

8. Your Rights

Depending on your region (including under GDPR for users in the European Economic Area and CCPA/CPRA for California residents), you may have rights to access, correct, delete, or restrict the processing of your personal data, and to object to certain processing. Since we do not maintain user accounts or store personal data on our servers, most data rights requests relate to data held by our third-party service providers. You may also contact us using the details below, and we will assist where possible.

9. No Financial Services

The App is an independent calculator tool provided solely for general estimation and informational purposes. The App does not provide, offer, process, facilitate, or approve loans, credit, lending services, banking services, or any financial products. All results are approximate estimates based on user-entered values. The App is not affiliated with, endorsed by, or associated with any bank, NBFC, lender, or government organization. Nothing in the App constitutes financial advice.

10. Links to Other Sites

The App may contain links to third-party websites (for example, within advertisements). We are not responsible for the content or privacy practices of these external sites and recommend reviewing their privacy policies.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the App after changes constitutes acceptance of the revised policy.

12. Contact Us

If you have any questions or suggestions about this Privacy Policy, contact us at:

Email: babitatiwari322@gmail.com

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